Rest assured you’re receiving an attractive, fixed interest rate to support your next automotive & heavy duty equipment acquisition. It’s our mission to provide a gimmick-free experience with no hidden costs or fees, and full rate and term disclosure. Choosing Advance Acceptance equipment financing, means choosing an authentic, industry experienced partner. We simply do what we say we will do!

Independent Shops

Independent shop automotive equipment financing programs created for both single-location automotive shops and national repair chains. 


Automotive dealership equipment financing programs are designed to help service departments obtain equipment needed to repair and maintain today’s advanced autos.

Heavy Duty

Heavy duty equipment finance programs help to offset initial expenditure and streamline operating budgets for service providers in the heavy duty industry.

Types of Equipment We Finance

Advance Acceptance helps independent shops, dealerships and heavy duty operations obtain the equipment they need to do business.

Close up image of a black car on an automotive alignment systems
Alignment Systems
Close up angle shot of a tire with a wheel balancer
Wheel Balancers
Close up image of tire treads with three vertical lines which are yellow, red, and blue
Tire Changers
Red sedan in the air on an automotive hydraulic lift
Close up image of two automotive break lathes
Brake Lathes
Man working with automotive inspection equipment with car on hydraulic lift
Inspection Equipment
Garage filled with red semi trucks
Heavy Duty
Man in a painting mask and protective clothing spray painting a piece of equipment
Paint Booths
Man using automotive diagnostic equipment to analyze a problem with a car
Diagnostic Equipment
Three air compressor gauges next to each other with a gauge screen as the background image
Automotive fluid being poured into a automotive system.
Fluid & Oil Systems
Close up of a person using a tablet to look at technical data
Software & IT
Ceiling with many suspended linear lighting units
Shop Lighting & Signage
Close up image of a man using welding equipment
Specialty Equipment for Automotive, Heavy Duty and Dealerships

Finance and Lease Programs Offered

Advance Acceptance offers a variety of equipment finance and lease programs to meet the needs of our customers. Terms and rates are subject to credit application and credit approval. Equipment finance programs include: $1.00 Lease or Equipment Finance Agreement 90-Day Deferred 13 Month Short Term OEM Dealership Program *Terms and rates are subject to credit application and credit approval. Contact Us to learn more about our equipment finance programs.

Grow Your Business

Growing your automotive business capabilities with new equipment is a straightforward process. Darin Ponti (left), our auto & HD segment manager, has over 20 years of experience in the finance industry, serving businesses and equipment sellers alike. Our competitive finance programs are designed to make the finance process simple. 

Your Service Department = A Cash Generating Machine

By having updated equipment in your automotive service department, both your employees and customers will benefit from better service efficiency and offerings. Advance Acceptance has helped automotive dealerships and independent shops obtain new diagnostic equipment, car washes and advanced alignment systems — that help transform your service department, into a cash generating machine.

How Can We Help You Grow?

Equipment Finance & Leasing

Along with custom finance solutions for equipment sellers and manufacturers, we provide direct-to-customer commercial equipment finance. Advance Acceptance is a division of First Western Bank & Trust of Minot, North Dakota. Our mission is to provide transparent and fair equipment finance and leasing options, with no hidden fees or surprises. Our team of dedicated account managers is available to help you – contact us for more information.

Contact Us