Automotive & Heavy Duty

Rest assured you’re receiving an attractive, fixed interest rate to support your next automotive & heavy duty equipment acquisition. It’s our mission to provide a gimmick-free experience with no hidden costs or fees, and full rate and term disclosure. Choosing Advance Acceptance equipment financing, means choosing an authentic, industry experienced partner. We simply do what we say we will do!

Independent Shops

Independent shop automotive equipment financing programs created for both single-location automotive shops and national repair chains. 


Automotive dealership equipment financing programs are designed to help service departments obtain equipment needed to repair and maintain today’s advanced autos.

Heavy Duty

Heavy duty equipment finance programs help to offset initial expenditure and streamline operating budgets for service providers in the heavy duty industry.

Types of Equipment We Finance

Advance Acceptance helps independent shops, dealerships and heavy duty operations obtain the equipment they need to do business.

Automotive Alignment Systems
Alignment Systems
Automotive Wheel Balancer
Wheel Balancers
Automotive Tire Changer
Tire Changers
Automotive Lifts
Automotive Break Lathes
Brake Lathes
Automotive Inspection Equipment
Inspection Equipment
Automotive Heavy Duty Equipment
Heavy Duty
Automotive Paint Booth
Paint Booths
Automotive Diagnostic Equipment
Diagnostic Equipment
Three air compressor gauges next to each other with a gauge screen as the background image
Automotive fluid being poured into a automotive system.
Fluid & Oil Systems
Close up of a person using a tablet to look at technical data
Software & IT
Ceiling with many suspended linear lighting units
Shop Lighting & Signage
Welding Equipment
Specialty Equipment for Automotive, Heavy Duty and Dealerships

Finance and Lease Programs Offered

Advance Acceptance offers a variety of equipment finance and lease programs to meet the needs of our customers. Terms and rates are subject to credit application and credit approval. Equipment finance programs include:

$1.00 Lease or Equipment Finance Agreement
90-Day Deferred
13 Month Short Term
OEM Dealership Program

Your Service Department = A Cash Generating Machine

By having updated equipment in your automotive service department, both your employees and customers will benefit from better service efficiency and offerings. Advance Acceptance has helped automotive dealerships and independent shops obtain new diagnostic equipment, car washes and advanced alignment systems — that help transform your service department, into a cash generating machine.

How Can We Help You Grow?

Equipment Finance & Leasing

Along with custom finance solutions for equipment sellers and manufacturers, we provide direct-to-customer commercial equipment finance. Advance Acceptance is a division of First Western Bank & Trust of Minot, North Dakota. Our mission is to provide transparent and fair equipment finance and leasing options, with no hidden fees or surprises. Our team of dedicated account managers is available to help you – contact us for more information.

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