Privacy Statement

Advance Acceptance is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Advance Acceptance Web site and governs data collection and usage. By using the Advance Acceptance website, you consent to the data practices described in this statement.

Collection of your Personal Information
Advance Acceptance collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Advance Acceptance also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Advance Acceptance. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Advance Acceptance for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Advance Acceptance Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Advance Acceptance public message boards, this information may be collected and used by others. Note: Advance Acceptance does not read any of your private online communications.

Advance Acceptance encourages you to review the privacy statements of Web sites you choose to link to from Advance Acceptance so that you can understand how those Web sites collect, use and share your information. Advance Acceptance is not responsible for the privacy statements or other content on Web sites outside of the Advance Acceptance and Advance Acceptance family of Web sites.

Use of your Personal Information
Advance Acceptance collects and uses your personal information to operate the Advance Acceptance Web site and deliver the services you have requested. Advance Acceptance also uses your personally identifiable information to inform you of other products or services available from Advance Acceptance and its affiliates. Advance Acceptance may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Advance Acceptance does not sell, rent or lease its customer lists to third parties. Advance Acceptance may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Advance Acceptance may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Advance Acceptance, and they are required to maintain the confidentiality of your information.

Advance Acceptance does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Advance Acceptance keeps track of the Web sites and pages our customers visit within Advance Acceptance, in order to determine what Advance Acceptance services are the most popular. This data is used to deliver customized content and advertising within Advance Acceptance to customers whose behavior indicates that they are interested in a particular subject area.

Advance Acceptance Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Advance Acceptance or the site; (b) protect and defend the rights or property of Advance Acceptance; and, (c) act under exigent circumstances to protect the personal safety of users of Advance Acceptance, or the public.

Use of Cookies
The Advance Acceptance Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Advance Acceptance pages, or register with Advance Acceptance site or services, a cookie helps Advance Acceptance to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Advance Acceptance Web site, the information you previously provided can be retrieved, so you can easily use the Advance Acceptance features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Advance Acceptance services or Web sites you visit.

Advance Acceptance partners with Google AdWords to offer Display Network Ads to site visitors with cookies enabled on their Web browser. We do not collect any personal data with these advertisements. Advertisements may display in mobile applications, on affiliate websites and blogs of Google Display Network (and its affiliate networks).

Electronic Communications Policy
Customers may receive periodical emails from our marketing and sales department with promotional content and general information. Customers may opt-out of these communications, at any time, and Advance Acceptance will honor this policy due to CAN-SPAM act. Contact info@advanceacceptance.com or use the opt-out link in email communications, if you’d wish to not receive periodical communications. Customers are defined as any business entity, or employee of the such entity, currently engaged, or engaged in the past with Advance Acceptance/All-Lines Leasing of Eden Prairie Minnesota (Divisions of First Western Bank & Trust). Customers may also send mail to 100 Prairie Center Drive, and Advance Acceptance/All-Lines Leasing will honor your request and remove you or your business entity from our communications. We maintain strict policies in regards to electronic communications, and our customers maintain an opt-out rate of under .05%, on average.

Customer Definition: An employee or personnel of a business entity doing business with Advance Acceptance/All-Lines Leasing: the ownership of the business entity, operations management of business entity, the finance or control department of the entity, the executive leadership of the entity (president, CEO, VP, management), the facilities director(s), the clerical or office coordination and or executive assistant staff member(s); any equipment seller or equipment manufacturer engaged with Advance Acceptance/All-Lines Leasing; any inquirer using the Contact Us form or email link embedded in this website(s) (www.advanceacceptance.com, www.advacc.com, or www.all-linesleasing.com); or any party that has openly engaged with Advance Acceptance/All-Lines Leasing now, currently, or in the past (contract holder, seller, dealer, or manufacturer, or “customer” as stated in definition above).

Advance Acceptance/All-Lines Leasing maintains strict data compliance policy: all staff are certified with “Red Flags Overview” and “Bank Secrecy Act Overview” by the ICBA through ICBA member, First Western Bank & Trust, of Minor North Dakota.

Security of your Personal Information
Advance Acceptance secures your personal information from unauthorized access, use or disclosure. Advance Acceptance secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Advance Acceptance and its affiliate websites are protected with SSL certificates, to provide a secure and safe environment for conducting your business.

Changes to this Statement
Advance Acceptance will occasionally update this Statement of Privacy to reflect company and customer feedback. Advance Acceptance encourages you to periodically review this Statement to be informed of how Advance Acceptance is protecting your information.

Contact Information
Advance Acceptance welcomes your comments regarding this Statement of Privacy. If you believe that Advance Acceptance has not adhered to this Statement, please contact Advance Acceptance at info@advacc.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.